 ACH is an acronym for Automated Clearing House. The ACH payment processing system is a faster and safer alternative to making payments using cash, checks, credit cards, and debit cards. The transactions that go through the ACH payment network, known as the National Automated Clearing House Association (NACHA), are processed electronically. The NACHA enables all depository financial institutions across the United States to process electronic deposits and withdrawals from and to consumer accounts.
ACH transfers have two main categories: direct payments for debit transactions and direct deposits for credit transactions. To initiate a direct payment transaction, a consumer provides the biller their bank account details, including the bank account routing numbers. In doing so, they authorize the biller to pull funds from their bank account to effect payment of a bill. For recurring payments, the consumer may opt to allow the biller to make automatic deductions from their bank account each time their bill becomes due. Direct deposit, on the other hand, allows a person to receive payment from anywhere in the United States. ACH direct deposit is used in many ways, such as payroll payment to a worker, payment of pension or unemployment benefits by government agencies, peer-to-peer transfer of funds, and payment of a consummated business transaction.
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 Based in Minnesota, Daniel Rich Galinson holds responsibilities as national account manager with Solutran and has extensive experience in consumer-to-business and retail ACH processing. Health focused, Daniel Rich Galinson lost 50 pounds while instituting long term lifestyle changes that included yoga, cycling, basketball, and running.
While running will help build muscles and endurance, it is not synonymous with losing pounds. To combine running with an effective weight loss strategy, begin by limiting intake of “energy” products, from sports drinks to energy bars. These often have processed sugars and carbohydrates. Believing them to contain blameless calories, it is easy to overcompensate, particularly when working out at lower intensities. Opt instead for high fiber foods with minimal or no processing, including carrot sticks, oranges, pineapple, and pears. Other high fiber items that should find a ready home in the fridge include hummus, lentils, and brown rice. As with prepackaged energy products, make sure to practice sensible portion control and avoid “reward” snacks at the end of a lengthy run. One healthy alternative to post-workout treats is a cup of low-fat chocolate milk, which satisfies the sugar cravings while providing abundant protein. Additionally, make sure to consume calories throughout the day, rather than just before or after a workout, as a way of avoiding blood sugar fluctuations and maintaining consistent energy.  A national account executive at Solutran and accredited ACH professional, Daniel Rich Galinson has extensive experience working with electronic payments and information technology services. Daniel Rich Galinson contributes to charitable organizations such as Feed My Starving Children.
Since its establishment in 1987, the Christian non-profit organization known as Feed My Starving Children (FMSC) has supplied children across the globe with nutritious meals. Through collaboration with volunteers and donors, the organization sends meals to food partners in numerous international locations to save the lives of children in need. If you would like to see the process first-hand, you can participate in one of FMSC's Food in Action trips. Volunteers for these trips visit a foreign country where they assist one of the organization's food distribution partners. They can also get involved in ministering personally to the children, assisting with community development, and other important services. Upcoming FMSC Food in Action trips include a visit to the Dominican Republic from August 11th through 16th, 2018.  A national account executive with Plymouth, Minnesota-based Solutran, Daniel Rich Galinson is in charge of retail business development for the organization’s return check management system. Besides his professional duties, Daniel Rich Galinson supports Ronald McDonald House Charities (RMHC).
RMHC is an organization that helps families of children who are sick to find the best medical care for their children and to stay close to them while they receive treatment. The organization does this by providing, at little or no cost, a place for families to live close to medical facilities. Today, there are at least 365 Ronald McDonald Houses spread across in 63 countries. Each of these houses hosts families of children receiving treatment, enabling them to better communicate with their children’s medical teams and to provide loving care and support to patients during treatment. Many times, these families also have to do their own emotional healing. By living together, they draw from each other’s strength and encourage each other in uncertain times. Families living in the houses enjoy services such as home-cooked meals, children’s playrooms, and private bedrooms. Some houses have additional services, including recreational activities, approved education programs, sibling support services, and non-clinical support services. In these houses, families stay either for free or make a contribution of $25 a day. A national account manager at Solutran in Plymouth, Minnesota, Daniel Rich Galinson possesses expertise in payment processing systems and product development. Ensuring he remains on top of industry trends and solutions, Daniel Rich Galinson maintains membership with the National Retail Federation.
Slated for January 17-19, 2016, the Retail’s BIG Show, hosted by the National Retail Federation (NRF), offers four days of retail education and networking opportunities. The NRF’s flagship event takes place in New York City each year, and in 2015, included forums on big data in the retail environment, omnichannel fulfillment, and design best practices. The organization aims to provide comparable roundtables during the 2016 event with topics ranging from sustainability to mobile retailing. In terms of networking, the convention draws an abundance of purchasing professionals and senior executives. Planned receptions, happy hours, lunches, and breaks provide ample avenues for exchanging industry ideas and building business relationships. Additionally, an exposition hall gives attendees access to vendors and innovative technologies. Daniel Rich Galinson, national account manager for Solutran in Minnesota, is a key member of the development team for the company's innovative system for processing checks. Daniel Rich Galinson and team created this program as a back office conversion method.
Back office conversion gives companies a choice in how they process checks from point-of-sale transactions. It enables the check to clear as a paper check, substitute check, or image exchange, while also giving the receiver the option to process it as an ACH transaction. As an electronic method of transfer, the ACH (Automated Clearing House) transaction provides a quicker way for companies to receive funds. In such a transaction, the company receiving the funds initiates a transaction via the ACH network. The network sends payment requests to the payers' financial institutions, at which time the bank checks to ensure sufficient funds are available. The network then places a hold for those funds, which typically are transmitted within two days. Once the funds arrive, an ACH operator transmits them to the receiver's financial institution for credit. The process can also work in reverse, should the customer need a refund or other payment from the company in question. Daniel Rich Galinson currently functions as the national account manager at Solutran, a payment processing business. In recent years, Daniel Rich Galinson has taken a personal interest in fitness and nutrition. He spends his free time following a number of sports, including Minnesota Timberwolves basketball.
Established ahead of the 1989-1990 NBA season, the Minnesota Timberwolves are one of the youngest teams in professional basketball. Entering the 1995-1996 season the team had failed to record more than 29 wins in a year. Selecting forward Kevin Garnett fifth overall in the 1995 draft, however, would prove to reverse the team’s fortunes almost immediately. After a solid rookie season, Garnett started all 77 of the games he played in the 1996-1997 season, leading the team to a 40-42 record and earning the franchise its first ever post-season appearance. The team made the playoffs for the next seven seasons and in 2004 reached the Western Conference Finals. Garnett consistently averaged a minimum of 20 points and 10 rebounds per game during this span of success. He represented the Western Conference as an All Star seven times and, in 2004, w s named League MVP. Garnett’s game continued to evolve offensively as he led the league in rebounding between 2003 and 2007. The Timberwolves, however, failed to reach the playoffs again after their Western Conference Finals appearance. In the summer of 2007, Garnett was traded to the Boston Celtics. That season he was named Defensive Player of the Year and, less than a year after ending a 12-season run with the Timberwolves, he became an NBA champion. In February of 2015, having played six seasons with the Celtics and about 18 months with the Brooklyn Nets, Garnett was traded back to the Minnesota Timberwolves. |
AuthorSince 2007, Daniel Rich Galinson has served as a national account executive for Minnesota-based Solutran, a customized payment solutions company. Archives
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